About Us
How would it feel to have an advisor by your side to coach you through life’s most important moments? What if you were supported by a team of subject matter experts?
4Rivers is committed to providing clients with a truly collaborative experience. Our team is comprised of industry veterans who hold advanced designations and are enthusiastic about your success. Collectively, we can be an indispensable resource to your family.
Meet our team of award-winning advisors and client advocates.
Click on our pictures below to read more about us.
4Rivers Wealth Management
Managing Partner
As a managing partner, Jodi brings over 30 years of banking, wealth management, and trust experience to the 4Rivers team.
As a Co-Founder and Managing Partner, Jodi assists affluent individuals across the country with strategic plans for their wealth. She is an Accredited Investment Fiduciary® and a Certified Divorce Financial Analyst®, with a passion for helping her clients define what matters to them, then crafting a financial plan that delivers confidence in any market.
Jodi brings over 30 years of banking and wealth management expertise to the 4Rivers team. She spent most of her career at Mellon Bank, now BNY Mellon, working in the Wealth Management and Trust Departments and was recognized for her dedication to women, founding “The Women with Wealth” forums. Jodi also founded the Women of Distinction luncheon, which recognizes women around the Pittsburgh region who've made a significant impact on the community.
In addition to being a voting member of the 4Rivers investment committee, Jodi is a firm leader. She shares her experience from Fifth Third Bank, where she was a senior vice president and helped develop the bank’s wealth management platform. More recently, Jodi served as a senior investment advisor to physicians, business professionals, women with wealth, and professional athletes at Commonwealth Advisory Group.
A graduate of the University of Pittsburgh’s Katz Graduate School of Business with a Master’s Degree in Finance, Jodi is honored to be a member of the Women’s President Organization (WPO). WPO is a dynamic and diverse collective of women business leaders around the world who share insight in groups facilitated to drive game-changing business and financial success.
AWARDS
- 2023 Five Star Wealth Manager created by Five Star Professional. The 2023 award was presented in June 2023 based on data gathered within 12 months preceding the issue date. 1,818 advisors were considered, 233 advisors were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor’s future performance. Your experience may vary. For more information, please visit www.fivestarprofessional.com
AWARDS
- 2021 Making a Difference Honoree by the Crohn’s and Colitis Foundation recognizes dedication as a volunteer and advocate and is not specific to financial services and does not imply an endoresment, recommendation, or otherwise reflect the performance of the advisor. Click here for more information.
RECENT BUZZ
- Please visit our News section to see Jodi's interviews with national and local media.
GIVING BACK
- St. Clair Hospital, former Member, Board of Directors
- St. Clair Hospital Foundation, former Trustee
- UPMC Ladies Hospital Aid Society, former Member, Board of Directors
- Jewish Women’s Foundation of Greater Pittsburgh, Board of Trustees
- Crohn’s and Colitis Foundation, Board Emeritus, and former Chairman
When I’m not at work: I’m spending time with my husband and our two daughters on the Pickleball court and babysitting their Great Danes!
Vice: Wintergreen Lifesavers™
JODI AMOS MBA, AIF®, CDFA®
4Rivers Wealth Management
Director of Marketing
As director of marketing, Ilene brings over 30 years of marketing communications to 4Rivers Wealth Management.
As director of marketing, Ilene brings over 30 years of marketing communications to 4Rivers Wealth Management. Having served in senior positions for corporations, small businesses, and nonprofits, she understands the complexities of constant change and related challenges all industries encounter.
Ilene founded IHS Consultants—a marketing communications firm—in 2017. Previously, she was the managing director of marketing for BPU Investment Management. Prior positions included vice president of communications and development for Adagio Health and director of marketing for McCrory & McDowell.
Ilene is a graduate of Chatham College (now University) with a bachelor of arts in English. She has a master of arts in communications from Duquesne University and a master of public management from Carnegie Mellon University’s Heinz’s School (now College).
GIVING BACK
- Treasurer, Board of Directors, Luminari
- Member, Professional Services Marketing Association
- Previous President of the Board of Directors, Conservation Consultants, Inc.
- Member, Leadership Circle, Women and Girls Foundation
When I’m not at work: I am an avid knitter and exercise “want-to-be.”
Vice: Starbucks
Ilene Schwartz MA, MPM
4Rivers Wealth Management
Managing Partner
Newlin provides comprehensive investment and planning advice to families, with a specialty in working with global executives.
Newlin is co-Founder and Managing Partner of 4Rivers Wealth Management. She advises high net-worth families across the country, with a specialty in guiding corporate executives with the complexities of wealth, including global job transitions. Many of her clients also work in the field of media, sports, and entertainment.
Driven to fill a need for a hands-on, financial quarter back, Newlin left her job as an Emmy-nominated television journalist to share her expertise in managing multi-faceted compensation structures with highly placed executives. Prior to 4Rivers, Newlin served as vice president and a voting member of the Investment Committee at BPU Investment Management, an RIA based in Pittsburgh, PA. While there, she also founded Women Connect, a peer-driven initiative designed to empower women executives across the Pittsburgh region.
In addition to the firm’s leadership, Newlin is a voting member of the 4Rivers Investment Committee and a frequent media contributor. To “Newlin has been frequently featured in Pittsburgh Magazine as a Five Star Wealth Manager.
A sought-after speaker on career transitions, Newlin is a graduate of Ithaca College, where she played women’s lacrosse. She is committed to the financial planning profession and is a CERTIFIED FINANCIAL PLANNER™ professional who mentors next-gen advisors.
AWARDS
2014,2016 - 2019, 2022, 2023 Five Star Wealth Manager, created by Five Star Professional. The 2023 award was presented in June 2023 based on data gathered within the 12 months preceding the issues date. 1,818 advisors were considered, 233 were recognized. Advisors pay a fee to hold out marketing materials. Not indicative of advisor's future performance. Your experience may vary. For more information, please visit www.fivestarprofessional.com.
Mid Atlantic Emmy® Awards recognizes acheivements in televison and allied media and is not specific to financial services and does not imply an endorsement, recommendation, or otherwise reflect the performance of the advisor. Click here for more information.
RECENT BUZZ
Please visit our News section to see Newlin's interviews with national and local media.
GIVING BACK
The Children’s Home & Lemieux Family Center, Board of Directors
Financial Planning Association, Pittsburgh Chapter, Board of Directors
When I’m not at work: I’m playing pickleball, coaching girl’s lacrosse, hosting spontaneous dance parties with my kids in the kitchen, or enforcing the “homework first” rule.
Vice: Coffee with coconut creamer.
NEWLIN ARCHINAL CFP®, CRPC®, AIF®
4Rivers Wealth Management
Client Service Specialist
As client service specialist, Sean brings a well-honed client centric approach to 4Rivers Wealth Management.
As client service specialist, Sean brings a well-honed client centric approach to 4Rivers Wealth Management. His experiences in the professional services sector are reflected in Sean’s keen focus on our clients’ needs and challenges.
Most recently, Sean held customer facing positions at First National Bank of Pennsylvania in Pittsburgh and Black Forest Brewery in Ephrata, PA.
Sean is a graduate of the University of Pittsburgh with a Bachelor of Arts in Social Sciences with a concentration in economics, history, and psychology. While at the University of Pittsburgh he was a Member and Secretary of the Executive Board of Alpha Tau Omega.
When I’m not at work: I’m watching the Steelers every weekend, going for runs, and taking care of my cat Cleo.
Vice: Ben and Jerry’s Ice Cream
SEAN O'HANLON
Commonwealth’s Advanced Planning Team
The Advanced Planning team is our go-to resource for wealth management and financial planning expertise that address your complex financial situations. Team members can coordinate the expertise of other Commonwealth specialists to help us provide you with nuanced customized solutions, from risk management and investment taxation to charitable giving, estate planning, executive benefits, concentrated stock, and more. Additional information about the team is provided below.
4Rivers Wealth Management
Vice President, Advanced Planning
Justin joined Commonwealth in June 2007. As vice president of Advanced Planning, he is responsible for the strategic direction of the department, as well as providing a resource for advisors on issues involving trust, estate, tax, charitable, social security, business, insurance, and education planning.
Justin has a JD from New England Law Boston with a focus on estate, trust, and tax law; an MS in financial services from The American College of Financial Services; and a BS in business administration from Northeastern University. He holds Massachusetts life, accident, and health insurance licenses; the CERTIFIED FINANCIAL PLANNERTM professional certification; the Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®) designations, and a Master of Science in Financial Services (MSFS); and his FINRA Series 6, 7, 24, and 63 securities registrations. Before joining Commonwealth, Justin worked for Renaissance Insurance Group as a marketing representative and held positions with John Hancock and Ernst & Young.
JUSTIN DUFT, JD, CFP®, CLU®, CHFC®, MSFS®
4Rivers Wealth Management
Manager, Advanced Planning
Heather joined Commonwealth in June 2011. In her role as the manager of Advanced Planning, she leads a team of consultants dedicated to supporting advisors on issues involving estate, charitable, tax, social security, and education planning.
Heather earned an MS in financial planning from Bentley University; an LLM in taxation from Boston University, with a concentration in estate planning; a JD from the University of San Diego, with a concentration in corporate and securities law; and a BS in business administration from Endicott College. Before joining Commonwealth, she held positions at Bank of America Investment Services/Merrill Lynch and Investors Capital. Heather holds FINRA Series 7, 9, 10, and 63 securities registrations as well as the Chartered Advisor in Philanthropy® (CAP®) certification.
HEATHER ZACK, JD, LLM, MSFP, CAP®
4Rivers Wealth Management
Team Lead, Advanced Planning
As director of marketing, Ilene brings over 30 years of marketing communications to 4Rivers Wealth Management. Having served in senior positions for corporations, small businesses, and nonprofits, she understands the complexities of constant change and related challenges all industries encounter.
DAVID HAUGHTON, JD
4Rivers Wealth Management
Supervisor
Paraplanning & Advanced Planning Consultant
Martin joined Commonwealth in January 2019 as an advanced planning consultant. In this role, he provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies.
In 2022, Martin took on the additional role of supervisor to the paraplanning team, where he oversees a team providing financial planning support through assisting with plan creation, analysis, and recommendations for advisors' clients.
Prior to joining Commonwealth, Martin was a private wealth relationship manager at Fidelity. Before that, he was a wealth strategist with UBS. He earned a bachelor’s degree in finance from Bentley University and holds the CERTIFIED FINANCIAL PLANNERTM professional certification and FINRA Series 7 and 66 securities registrations
MARTIN BAKER, CFP®
4Rivers Wealth Management
Senior Advanced Planning Consultant
Krista joined Commonwealth in September 2018 as an advanced planning consultant and was made a senior consultant in 2022. In this role, she provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies.
Before joining Commonwealth, Krista worked with independent advisors conducting research and analysis and implementing advanced estate and business strategies. She also worked closely with attorneys to design and implement nonqualified plans and executive benefits. Krista earned her bachelor’s degree in business administration with an emphasis in finance at Biola University. She holds CA life, accident, and health insurance licenses; is a National Social Security Advisor Certificate Holder (NSSA®); the Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), Certified Private Wealth Advisor (CPWA®), and Certified Student Loan Professional (CSLP®) designations, as well as her FINRA Series 7 and 24 securities registrations
KRISTA TEEGARDEN, CLU®, CHFC®, CPWA®, CSLP®, NSSA®
4Rivers Wealth Management
Advanced Planning Consultant
Maureen joined Commonwealth in December 2013 as an advanced planning consultant. In this role, she serves as a resource for advisors in all areas of financial planning, including executive benefits, as well as high-level insurance planning, social security, estate, and business planning.
Maureen earned her MBA from Plymouth State University and her Chartered Life Underwriter® (CLU®) and Chartered Financial Consultant® (ChFC®) designations from The American College. She also holds the FINRA Series 7 securities registration. Before joining Commonwealth, she was an assistant vice president of advanced sales and sales development at Lincoln Financial Group. She also held positions at Western and Southern Financial Group, and Jefferson Pilot Insurance Company.
MAUREEN BAXTER, MBA, CLU®, CHFC®
4Rivers Wealth Management
Advanced Planning Consultant
Aric joined Commonwealth in August 2020 as an advanced planning consultant. In this role, he provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies.
Before joining Commonwealth, Aric worked for several financial service firms including Edelman Financial Engines, Financial Knowledge, Pension Specialists Inc., Optionwealth, and Ernst & Young. Aric graduated with a BS in biology from Tulane University, earned his JD from Tulane School of Law, and an LLM in taxation from New York University School of Law. He is a member of the New York State Bar (retired) and the American Bar Association, a CERTIFIED FINANCIAL PLANNERTM practitioner, has the Certified Equity Professional certification (CEP), and holds FINRA Series 6, 63, and 65 securities registrations.
ARIC JACOBSON, JD, LLM, CFP®,CEP
4Rivers Wealth Management
Advanced Planning Consultant
Elizabeth joined Commonwealth in January 2022 as an advanced planning consultant. She acts as a resource for our advisors on issues involving elder care planning, estate planning, charitable, education, and social security planning.
Before joining Commonwealth, Elizabeth worked as an estate and elder law attorney for Clougherty & Associates and Falco & Associates. She is a graduate of Merrimack College and Suffolk Law School.
ELIZABETH MEYER, JD
4Rivers Wealth Management
Advanced Planning Consultant
Rafael joined Commonwealth in May 2022 as an advanced planning consultant. In this role, he provides financial planning support for our advisors, including estate, trust, charitable, education, business, and social security planning strategies.
RAFAEL BERNARD, CFP®, MSFP®
4Rivers Wealth Management
Advanced Planning Consultant
Anne joined Commonwealth in July 2022 as an advanced planning consultant. In this role, her responsibilities include reviewing and summarizing plan and legal documents, identifying potential issues on a variety of wealth management projects, and reviewing clients’ planning objectives to help identify opportunities to meet their needs.
ANNE FONTANET, BCL, LLM
4Rivers Wealth Management
Advanced Planning Consultant
Brian joined Commonwealth in January 2022 as a paraplanner in the Advanced Planning department and in September 2023, he was promoted to paraplanning team lead. In this role, his primary responsibilities include providing financial planning support by assisting with plan creation, analysis, and recommendations for advisors' clients.
Brian conducts data-gathering calls and virtual meetings with advisors and clients to obtain information required to develop or update the financial plan. Before joining Commonwealth, Brian worked as a client service specialist at Raskin Planning Group. He earned his BSBA and MS in finance from Suffolk University and holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and FINRA Series 7 and 66 securities registrations. Outside of work, Brian enjoys running, going to the gym, and both playing and watching sports. He has played hockey and baseball all his life and tries to get out on the ice whenever he can.
BRIAN DEACETIS JR.
4Rivers Wealth Management
Associate Paraplanner - Advanced Planning
Eli joined Commonwealth in September 2022 as an associate paraplanner. In this role, he works collaboratively with advisors, helping with the development, implementation, and updating of financial plans, and assisting with client delivery as needed. Prior to joining Commonwealth, Eli worked as an advice intern in the Financial Advisor Development Program at Vanguard.
He holds a bachelor’s degree in finance, with a concentration in financial planning, and is currently pursuing his master’s degree in finance at Bentley University. He also holds the FINRA Series 7 securities registration. Outside of work, Eli enjoys golfing, traveling, learning to cook, and watching Formula 1 and hockey. He hopes to get involved with pro bono financial planning work when he’s eligible.
ELI DORF
Commonwealth’s Investment Research Team
Through our partnership with Commonwealth Financial Network®, our Registered Investment Adviser, we have access to an extended office that provides us with timely research, market insights, and guidance for our clients. As our client, you benefit from a dedicated, full-time team of investment research professionals who specialize in areas ranging from alternative investments to equities and beyond.
4Rivers Wealth Management
Managing Principal and Chief Investment Officer
- Chairs the Investment Committee and is the primary spokesperson for Commonwealth's investment divisions
- Shares his comments and thoughts on the economy in his blog, The Independent Market Observer
- Is a Chartered Financial Analyst® (CFA®) charterholder, holds the Chartered Alternative Investment Analyst (CAIA) designation, and is a member of the Appraisal Institute
- Earned a BA from Dartmouth College, an MS in real estate from MIT, and an MS in finance from Boston College
- Has prior experience as the founder of Dartmouth Realty Advisors
BRAD MCMILLAN, CFA®, CAIA, MAI
4Rivers Wealth Management
Vice President, Investment Management and Research
- Oversees asset allocation, fund selection, and overall management of Commonwealth’s discretionary platform, Preferred Portfolio Services® Select
- Holds the CERTIFIED FINANCIAL PLANNER™ professional certification and the Chartered Alternative Investment Analyst (CAIA) designation, and is a Chartered Financial Analyst® (CFA®) charterholder and a member of the Boston Security Analysts Society
- Holds the FINRA Series 7, 24, 31, 53, and 66 securities registrations
- Earned a BS in industrial economics from Union College
- Has prior experience in positions at Albany International and Kestner Engineers
PETER ESSELE, CFA®, CAIA, CFP®
4Rivers Wealth Management
Senior Investment Consultant
- Provides comprehensive solutions to investment-related questions and assists with mutual funds, ETFs, asset allocation, approved advisory platforms (including Commonwealth Financial Network’s fee-based Preferred Portfolio Services® platform), and overall case design
- Holds the Chartered Financial Consultant® (ChFC®) designation
- Holds the FINRA Series 7, 24, and 66 security registrations
- Earned a BS in business administration, marketing/management from the University of Vermont
- Earned an MBA from Suffolk University
- Has prior experience in positions at Capital Analysts of New England, Fidelity Investments, and Standish, Ayer & Wood
BRIAN GLAZER, CHFC®
4Rivers Wealth Management
Senior Research Analyst
- Covers the large-cap equity asset class
- Evaluates and selects managers and disseminates research
- Researches and performs due diligence on individual equity securities
- Holds FINRA Series 7 and 66 securities registrations and is a CFA® charterholder
- Earned a BA in finance from the University of Massachusetts, Amherst
CHRIS STUART, CFA®
4Rivers Wealth Management
Manager, Fixed Income
- Manages the fixed income research team
- Analyzes individual bonds
- Authors market research and commentary
- Earned a BS in economics from Tufts University
SAM MILLETTE
4Rivers Wealth Management
Senior Portfolio Trade Analyst - PPS Direct Operations
Dillon joined Commonwealth in June 2015 as an operations support specialist. In this role, he fielded a broad range of operational inquiries, from basic account maintenance to researching the most complicated corporate actions, while providing indispensable one-stop shopping to our advisors and their staff. In 2018, he moved to the PPS Direct Operations team as a portfolio trade analyst and is currently a member of the Custom Trading Services group. Dillon graduated from Babson College with a BS in business administration and concentrations in finance and real estate. He was a member and captain of Babson’s baseball team. He holds his FINRA Series 7 and 66 securities registrations. Dillon enjoys spending time with family and friends, playing baseball, golf, yoga, and any lawn games. He also enjoys watching the Red Sox, the Patriots, and all things Tom Brady.